Terms and Conditions
The Referrer will be entitled to the above rewards if the following terms and conditions have been followed:
- This offer is open to everybody who is resident in the United Kingdom who refer friends or family to Money Advice Clinic for mortgage and protection advice.
- The Referrer must:
- Have obtained explicit consent from the Referred Friend for their details to the referral and the passing of their contact details to Money Advice Clinic.
- Have obtained explicit consent for Money Advice Clinic to contact the Referred Friend on the contact details provided.
- Not refer themselves.
- Meet all of the qualifying criteria and other clauses in this Refer-A-Friend Terms and Conditions
- For the Referrer to qualify for the Recommend a Friend Reward the Referred Friend must:
- Have completed a fact find with a member of the Money Advice Clinic advice team.
- Have a Mortgage or Insurance Completion to which the application was submitted by Money Advice Clinic.
- Meet all of the qualifying criteria and other clauses in this Refer-A-Friend Terms and Conditions.
- Re-referrals are only valid if the Referred Friend isn’t an existing client or prospect – i.e. someone already known to Money Advice Clinic.
- Rewards for Mortgages will only be paid on mortgage completions with a borrowing amount over £100,000.
- To achieve the Insurance Policy Referral Reward, the ‘referred’ must apply and complete on an overall monthly premium of £30 or more.
- In the event of the ‘Referred Friend’ taking out a qualifying mortgage and protection policy, the stated rewards will be paid out for both sales made.
- The Insurance Referral Reward will only be paid once to the ‘referrer’ irrelevant of the number of Insurance Policies completed on.
- The Mortgage Referral Reward will only be paid once to the ‘referrer’ irrelevant of the number of mortgages completed on.
- The Mortgage Referral Reward will not be paid when the referred friend takes out a re-mortgage / product switch with their existing mortgage provider when the application has been submitted via Money Advice Clinic, however, a £10 reward voucher will be paid as a thank you to the referrer.
- The range of Insurance Policies that will qualify for the Insurance Referral Reward are:
- Life Insurance
- Critical Illness
- Income Protection
- A joint application is considered as one Referred Friend.
- The Referrer and Referred Friend must both be over the age of 18 to qualify.
- Referrers that reside outside of the United Kingdom do not qualify for the recommend a friend scheme.
- Referred Friends that reside outside of the United Kingdom do not qualify for the recommend a friend scheme.
- Employees of Money Advice Clinic do not qualify for the recommend a friend scheme.
- House Insurance referrals do not qualify for a reward
- Will referrals do not qualify for a reward
- If all the conditions above are met, then the Referrer will receive the £50 Love to Shop Voucher for the relevant referrals / sales made.
- Rewards will be paid within 30 days of Money Advice Clinic receiving their commission from the relevant mortgage and insurance provider.
- When The Referrer is completing the referral form, they must accurately input their own address details into the Recommend a Friend form so they can receive their voucher.
- The Referrer will be notified using the registered email held by Money Advice Clinic to notify them the referral reward has been made.
- Use of the Love2Shop voucher is subject to Love2Shop’s own gift voucher terms and conditions.
- Vouchers must be kept safely and securely. Money Advice Clinic will not accept responsibility for any loss incurred as a result of theft, impersonation or identity fraud.
- The voucher is non-exchangeable, non-transferable, and is not redeemable for cash or other prizes.
- There’s no limit to the number of Referred Friends a Referrer can refer.
- Money Advice Clinic accepts no responsibility for being unable to offer a service to the Referred Friend.
- In the event of any disputes regarding the Refer-A-Friend scheme, the decision of Money Advice Clinic is final.
- Money Advice Clinic reserves the right to change the terms and conditions of this offer by amending these terms and conditions or withdraw this offer at any time.