Looking for Life Insurance?

We possess extensive knowledge of the insurance market, enabling us to secure the right policy at the right price, ensuring peace of mind.

 

Our Life Insurance Advice Service is designed to save you both time and money. We do not operate through call centers and offer appointments at your convenience, whether it’s in person, over the phone, or via Zoom, day or night.

 

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How Will Your Family be Affected?

Do not underestimate the significance of Life Insurance. Take a moment to envision the consequences for your family in the event of your or your partner’s passing:
  • Financial Stability: Consider how they would manage financially, including bill payments, childcare, and holiday expenses.
  • Balancing Responsibilities: Contemplate the challenges your partner might face in handling work, household tasks, and childcare simultaneously.
  • Lifestyle Impact: Reflect on how their lifestyle, preferences, and habits might be altered.
  • Long-term Security: Ponder the potential impact on their financial future and overall security.

Life Insurance is an affordable option. Is safeguarding your family’s future not worth the investment?

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What You Need to Know about Protecting You & Your Family.
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Protecting Your & Your Family Guide
Our Life Insurance Advice Service, provides comprehensive coverage with access to 17 providers.
Vitality
Aviva
LV
Royal London

Our Life Insurance Advice Service

Our mission is to save you time and money while securing the ideal policy at the most favorable price.

Free Consultation

Gain a clear understanding of your options and discuss your desires and requirements openly.

Free Recommendation Service

Be confident in knowing we will find you the appropriate policy at the right price.

 

Free Application & Management Service

Save both time and money while enjoying peace of mind, knowing that your policy is correctly set up.

Free Trust Service

Make sure your life insurance policy pays out to the intended recipients.

No Call Centres

You will have your dedicated point of contact throughout the entire process to address all your life insurance requirements.

Book an appointment

Get in touch if you would like to speak to one of our expert money advisers.

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What is Life Insurance?

You pay a monthly premium to ensure that, upon your passing, your family receives a payment to offset any loss of income or extra expenses they may face.

Life insurance

Life Insurance

Know the basics:
  • You could receive a lump sum to either pay off your mortgage or create a nest egg for your family.
  • Additionally, a monthly income can be paid to help with covering bills and the cost of living.
  • You have the option to take out life insurance in your sole name or jointly with your partner.
  • Furthermore, you can add Critical Illness coverage to your life insurance policy.
  • If you opt for a Term Assurance policy, it will provide cover with a specific end date.
  • On the other hand, a Whole of Life Insurance policy has no end date, guaranteeing a payout.
Ensure you obtain Life Insurance soon:
  • Insurance expenses rise with age, so the sooner you secure coverage, the lower the premium.
  • It shields you from potential illnesses that might hinder your eligibility for coverage.
Life Insurance ought to be placed in Trust:
  • This bypasses probate, resulting in a quicker payout.
  • It is exempt from Inheritance Tax.
  • The funds are directed to the intended recipient.
    • This is especially crucial for unmarried partners and in the absence of a will.

Why You Should Get Advice

There are compelling reasons why you should seek Life Insurance Advice.

Life Insurance Advice helps you get it right first time:
  • Access to a wide range of insurance providers facilitates a deeper understanding of products.
  • Expertise is available to provide solutions tailored to your budget.
  • Complex matters can be effectively managed with the assistance of knowledgeable advisers.
  • You can rest assured you are protected against bad advice from the the insurance held by advisers.
  • The advice you receive translates into time and money savings
  • Complete peace of mind is the ultimate outcome.
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Make An Enquiry

Would you like to have a discussion about your life insurance needs with one of our advisers?

 

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“I sought the assistance from Paul a few years ago with regards to my life and critical illness insurance. Paul has gone above and beyond to ensure that I have the most suitable policy in place. His knowledge on the subject and advice is invaluable and I will not hesitate to recommend his services.”

Ms McFaitePreston

“Paul has dealt with our families life and critical care insurance for over 20 years, we have always felt assured by his services and attention to detail.”

Mr MilburnLytham

“Paul is a highly experienced financial advisor who has the unique capacity to communicate complex issues in a very straight forward and understandable manner with sole objective of improving a clients financial position. I would have no hesitation in recommending Paul for a highly personalised financial advisory service.”

Mr WalshPreston

Trusts are not regulated by the Financial Conduct Authority.