First-time Buyer Mortgages
Helping you get on the property ladder
Whether you’re looking to buy a shared ownership, new build or resale, you’re in the right place.
We know that every penny counts for a first-time buyer. That’s why we don’t charge First-Time Buyers a mortgage advice fee – giving you an immediate saving of £250.
All you need is a minimum 5% deposit, or alternatively, you could consider a family assisted mortgage to buy your first home.

Our Pledge To You
A first class service, with your own dedicated point of contact – No Call Centres.
- We’ll thoroughly search the market to find you the most competitive deal to save you time and money.
- We’ll make sure your financial circumstances will perfectly fit the criteria of the lender.
- We’ll take care of all the paperwork involved.
- We’ll keep you informed as your application progresses.
- If you’re unable to get a mortgage, we can help you get mortgage ready.
With access to over 90 mortgage lenders and thousands of deals we have you covered.
Bad Credit?
Looking for a First Time Buyer Mortgage but have a few credit problems? Dependent upon the severity of your credit history – You could still get a mortage.
We recommend you speak to one of our experts, they will be able to identify whether you can qualify for a First Time Buyer Mortgage and if you’re unsucessful, we can work with you to get you mortgage ready!
Make An Enquiry
Looking to improve your finances? Get in touch and discover how one of our personal money workout programmes can help.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances.