Debt Consolidation Mortgages

Are your debt repayments taking their toll or affecting your ability to afford your lifestyle?

Our Mortgage advice service helps you pay debt off with a debt consolidation mortgage.

What is a Debt Consolidation Mortgage

This is when you receive mortgage advice to take out a new loan and the funds raised is used to pay debt off.  A debt consolidation mortgage is secured against your property just like any other mortgage.

Debt Consolidation Mortgages

Paying Debt Off – Is it Right For You?

Our Mortgage Advice Service will help you decide if paying your debt off with a debt consolidation mortgage is the right step to take:

  • After paying all of your bills do you have enough money to live?
  • Are you paying high rates of interest?
  • Is the level of financial stress is affecting you mental wellbeing?
  • Are you using your credit card regularly?
  • How quickly is your debt going down?
  • Is your debt affecting your relationship?
  • Are the level of your monthly debt repayments too high?
  • Do you want to improve the quality of your lifestyle?
  • Are you or could you see yourself falling behind with your bills?

It’s important you get mortgage advice to find the most suitable solution for your needs.

Debt Consolidation Mortgage - How we can help…

If you want to pay debts off with a Debt Consolidation Mortgage, your in safe hands because our Mortgage Advice Service does all the work for you.

We will:

  • Review all of your debts and calculate the interest you are paying.
  • Identify how long it will take for you to realistically pay off your debts.
  • Compare the difference in interest between a mortgage and your current debt arrangements.
  • Identify which of your debts are more suited for a debt consolidation mortgage.
  • Provide a range of quotes with differing repayment periods.
  • Consider alternative debt repayment options for suitability reasons.

If you’re tied to your mortgage and your existing lender has turned you down, we can still help you.

All of the above is on top of our standard mortgage advice service which you can learn more about here.

Debt calculator

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances.

Debt - The Common Trends

When it comes to debt, we have witnessed many common trends:
  • Some people create a plan, stick to it and manage to get their debt down.
  • Many have the best intentions to deal with their debt but struggle to maintain it.
  • A lot of people bury their heads in the sand and make matters worse.

Money Advice Clinic don’t judge and we take great pride in making a difference.  We want to help people transform their finances so they can move forward and live their life.

You have nothing to lose with getting advice, you may just wish you got it sooner.

Couple arguing about money and debt

Make An Enquiry

Looking to pay debt off with a debt consolidation mortgage ? Get in touch and discover how our mortgage advice service can help you.

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We have worked with Paul for many years when we have needed support and advice regarding our mortgage. Paul is impartial, knowledgeable, efficient and always manages to find us the best product. We have no hesitation in recommending Paul to anyone looking for mortgage advice.

Mr and Mrs FinchChorley

Paul explained the process in a way that was easy to understand, he kept in contact throughout the re-mortgage process . Paul saved me money and I’m extremely grateful for his help. A friendly, professional service with that all important personal touch.

Miss GwynneSouthport

Thanks to Paul I more or less have an interest free mortgage from the offset mortgage he arranged for me. A solution that was perfect for my circumstances and the advice was very much appreciated.

Mr PedleyPreston