Bad Credit Mortgages

Don’t lose hope of securing a mortgage if you have a poor credit history. We know specialist lenders who could help you obtain a bad credit mortgage.

Looking for a mortgage but have problems with your credit history?

There is a chance that you can still qualify for a mortgage as many lenders offer mortgages at different levels of poor credit.

Poor credit mortgages can be a complex matter, and with lenders’ criteria forever changing, and interest rates varying dramatically, we recommend you get advice from somebody in the know – Money Advice Clinic.

  • Late / Missed Payments
  • Defaults
  • CCJ’s
  • Debt Management
  • IVAs
  • Discharged Bankruptcy

Money Advice Clinic Poor Credit Mortgage Service

We have the expertise and know-how to identify which lenders and deals meet your credit profile.

We will assess your credit report, income, circumstances and search the market to find you the most cost-effective mortgage that fits your credit profile.

We will then make a recommendation for you to decide how you would like to proceed.

With access to over 90 mortgage lenders and thousands of deals we have you covered.

Book an appointment

Get in touch if you would like to speak to one of our expert money advisers.

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credit score

Can’t get approved for a mortgage?

We won’t leave you high and dry! We will:
  • Get you in a position of being mortgage ready
  • Help rebuild your credit score
  • Improve your affordability
  • Save you time, money and frustration

All of the above are key ingredients if you want to be approved for a mortgage.

Make An Enquiry

Looking to improve your finances? Get in touch and discover how one of our personal money workout programmes can help.

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We have worked with Paul for many years when we have needed support and advice regarding our mortgage. Paul is impartial, knowledgeable, efficient and always manages to find us the best product. We have no hesitation in recommending Paul to anyone looking for mortgage advice.

Mrs and Mr FinchChorley

Paul explained the process in a way that was easy to understand, he kept in contact throughout the re-mortgage process . Paul saved me money and I’m extremely grateful for his help. A friendly, professional service with that all important personal touch.

Miss GwynneSouthport

Thanks to Paul I more or less have an interest free mortgage from the offset mortgage he arranged for me. A solution that was perfect for my circumstances and the advice was very much appreciated.

Mr PedleyPreston

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances.