Remortgage

Is your mortgage deal coming to an end?

Remortgage and save money on your monthly payments and don’t forget the wide range of options available to you…

When & Why you Should Remortgage

A Remortgage is when you switch your mortgage to a new deal, either with your existing lender or a different provider to find the most cost effective mortgage deal for you.

You should start thinking about your remortgage 9 months before you deal expires.  This will give you time to weigh up your options and to find the best solution moving forward.

The earliest you can apply for a remortgage is 6 months before your current deal expires.

BE SMART WITH YOUR REMORTGAGE

As you approach the end of your mortgage deal, your mortgage provider will send you options of the deals they can offer you.

You should still seek advice from a mortgage adviser because they could get you a better deal.

We will compare deals from the market to the options available from your existing mortgage provider and do all the remortgage work for you.

Remortgage - An Opportunity for Change

Before you dive in and apply for a new like for like mortgage deal, think about the big picture to see how this remortgage opportunity can benefit you.

Thinking about remortgage options
There are many options available when you remortgage:
  • Do I want to reduce the term of my mortgage so I can pay it off earlier?
  • Should I reduce my outgoings by paying some debt off with my remortgage?
  • Would it be easier on my outgoings to pay for my home improvements with a remortgage?
  • Am I wanting to move house in the near future?
  • When do I want to be mortgage free?
  • Would I be interested to use my savings to pay my mortgage off earlier without paying a lump sum off it (offset mortgages)
  • Is my relationship status going to change?
  • Do I need to improve my personal finances?

If you have answered yes to any of the above questions, you should look further into your remortgage options.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances.

Book an appointment

Get in touch to discuss your remortgage with one of our mortgage advisers.

Appointments are available Monday to Saturday with Evening Meetings available Monday to Friday only.

Meet in Person | Zoom / Teams | Telephone – (In person meetings only available for people located in Preston and surrounding areas)

Book an appointmentRequest a call back

Remortgage - How We Can Help

Our primary goal is to save you as much as possible on your monthly repayments and £0’000’s on the interest you pay back.

Whether your looking for a like for like remortgage or something more, we will simplify your experience.

We will find you the right deal at the right price and compare deals from the market to what’s available from your existing mortgage provider.

You don’t have to worry about call centres, with us you have your own dedicated point of contact from beginning to end.

Rate Review Mortgages
With access to over 90 mortgage lenders and thousands of deals we have you covered.

Client Testimonials

We have worked with Paul for many years when we have needed support and advice regarding our mortgage. Paul is impartial, knowledgeable, efficient and always manages to find us the best product. We have no hesitation in recommending Paul to anyone looking for mortgage advice.

Mr and Mrs FinchChorley

Paul explained the process in a way that was easy to understand, he kept in contact throughout the re-mortgage process . Paul saved me money and I’m extremely grateful for his help. A friendly, professional service with that all important personal touch.

Miss GwynneSouthport

Thanks to Paul I more or less have an interest free mortgage from the offset mortgage he arranged for me. A solution that was perfect for my circumstances and the advice was very much appreciated.

Mr PedleyPreston

Make An Enquiry

Looking for a remortgage? Get in touch and discover how one of our mortgage advisers can help you.

Your details

Your message

Consent(Required)